Identify the connection points
Document your checkout platform and proposed processing provider. Ask both parties to confirm the integration and who owns implementation.
WAYTRIX / PAYMENT ACCEPTANCE
Connect your checkout to processing.
Evaluate gateway compatibility, integration requirements, and support responsibilities.
Talk through your requirementsTHE SHORT ANSWER
What is a payment gateway?
A payment gateway securely transmits payment details from your online checkout, app, or virtual terminal to the payment processor for authorization, then returns the result. Gateways handle encryption, tokenization of saved cards, and often fraud screening and reporting. The right gateway supports your platform and the processors you want to use.
KEY TAKEAWAYS
- A gateway connects checkout to the processor.
- Tokenization lets you store payment methods without raw card numbers.
- Ask about portability of saved cards before choosing.
GO DEEPER
PAYMENTS IN MOTIONThe connection between checkout and processing.
FOLLOW THE EXPERIENCE
01
Your storefront
↓02
The connection
↓03
A workflow illustration. Exact capabilities depend on the provider and configuration.Your provider
↓THE DETAILS BEHIND THE DECISION
Make the whole workflow work.
Clarify the operating model
Discuss hosted checkout versus an embedded integration, testing access, and supported payment workflows before development begins.
Plan for change
Confirm the process for credentials, integration updates, incident support, and moving providers later.
MAKE AN INFORMED CHOICE
Compare integration approaches
Start with the workflow you need. Confirm the details of a proposed solution before committing.
Talk through your options| Approach | Use case | What to confirm |
|---|---|---|
| 01Hosted checkout | Provider operates the payment page | Customer handoff and branding options |
| 02Supported plugin | An existing platform connection | Version compatibility and maintenance |
| 03Custom integration | A specialized order flow | Development, testing, and support ownership |
Platform compatibility
Confirm the gateway supports your cart, booking, or billing software.
Tokenization
Store payment methods as tokens instead of raw card numbers.
Processor flexibility
Some gateways work with more than one processor. Ask what is supported.
Transaction reporting
Review search, export, and reconciliation tools before you choose.
FREQUENTLY ASKED
The questions worth asking.
What is the difference between a gateway and a processor?
The gateway securely passes payment data from your checkout, and the processor handles authorization and settlement.
Can I change gateways later?
Often, but saved cards and integrations may need to be migrated. Ask about portability up front.
Do I need a developer?
Many platforms offer plug-ins. Custom checkouts usually need technical help.